Health Karma™ is an end-to-end free healthcare navigation platform that helps consumers make simpler, smarter healthcare decisions regardless of health insurance status.

We offer a solution that pairs transparency with personalization to deliver smarter savings at every turn, enabling you to get the most from your health insurance plan.


No one wants to spend their hard-earned money without knowing what they're purchasing and how much it will cost. At Health Karma™, we ask one simple question:

Why should Healthcare be any different?

Join the Waitlist!

We're rolling out early access to a limited number of users who want peace of mind when it comes to their healthcare. Reserve your waitlist spot today!

Simpler, smarter
healthcare decisions start here.

Thinking about your health insurance and finances can be frustrating, but we're working to make the process simpler and easier to understand. Learn about the basics of your health insurance plan, how to pick a doctor that’s right for you, and how much you will pay out of pocket.

Dr. Verga, APRN 

"What a life-saver Health Karma™ is! My health insurance has always kept me in the dark. I now have so much peace of mind knowing what to expect when it comes to my co-pays. I especially love the wellness reminders that make it easy for me to keep track of when I am due for visits!"

Pembroke Pines, FL 

Chelsea P

"Health Karma™ has changed the way I view healthcare. I've always hoped for an easier way to understand how it all works, especially with 2 children with constant medical needs."

Maryville, TN

See what others are saying about Health Karma™...

The first thing we do is give you free access to your health plan information. Once you know where you stand, we help you figure out your next move. Maybe you need to find a doctor near you. We could help with that. Maybe you don't know how much you're supposed to pay out of pocket. We could help with that too.


Have peace of mind knowing how much you will pay out-of-pocket before seeing a doctor.

© 2020. Health Karma. All rights reserved.


Track your deductible and out-of-pocket max in real-time.


Find experienced, in-network doctors near you.


Feel good knowing you have choice, convenience and control all in one place, for free.

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What is 

Health Karma?

Personalized Search

Our personalized search gives insured and uninsured users an easy to use solution to find and compare experienced doctors, book and pay for appointments - all in one place, for free.

Complete support throughout

your entire Healthcare Journey

Welcome To The Beginning of a Better 

Healthcare Experience...

Frequently Asked Questions

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What is Health Karma™?

Health Karma™ is an end-to-end healthcare navigation platform that helps consumers make simpler, smarter healthcare decisions regardless of health insurance status.

What services does Health Karma™ provide?

Health Karma™ offers complete support throughout your entire healthcare journey:

      Understand Your Health Benefits & Plan
      Find Highly-Rated, Cost-Effective Providers
      Guide to the Right Service at the Right Time
      Compare Personalized Cost Estimates for Providers & Procedures
      Drive Lower Cost Rx Options
      Book & Pay for In-person and Telehealth Appointments Online

Who can sign up for Health Karma™?

Health Karma™ is accessible and FREE for all consumers, insured and non-insured.

Will Health Karma™ be replacing my current health plan? Does it work with the health plan I already have in place?

Health Karma™ does not replace your current health plan, but rather works (alongside your insurance) with it – making it easier to understand your benefits and improving your healthcare experiences. You can think of Health Karma™ as your own personal guide to walk you through each step of your healthcare journey.

How does Health Karma™ help me save money?

The Health Karma™ platform provides detailed information about your personal insurance benefits (including deductibles, out-of-pocket maximums, and co-insurance) and directs you to the treatment that is covered by your health insurance plan. This means no more surprise medical bills and no more wasted spend!


Healthcare anywhere. Avoid the stress and hassle associated with in-office visits and connect with a licensed medical provider, psychiatrist, or therapist on your schedule.

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